Salas, Juan , 35
New York, N.Y.
Windows on the World
 

Salas, Hernando R. , 71
New York, N.Y.
Clerk, Civilian Complaint Review Board
 

Salcedo, Esmerlin , 36
New York, N.Y.
Security Officer, Summit Security Services
 

Salerno, John Salvatore Jr., 31
Westfield, N.J.
Broker, Cantor Fitzgerald
 

Salinardi, Richard L. , 32
Hoboken, N.J.
General Manager for Food Services, Aramark Corp.
 

Saloman, Wayne , 43
Seaford, N.Y.
Cantor Fitzgerald
 

Salomon, Nolbert , 33
Security Guard, Morgan Stanley
 

Salter, Catherine , 37
New York, N.Y.
Aon Corp.
 

Salvaterra, Frank , 41
Manhasset, N.Y.
Partner, Sandler O'Neill & Partners
 

Salvio, Paul R. , 27
New York, N.Y.
Carr Futures
 

Salvo, Samuel R. Jr., 59
Yonkers, N.Y.
Aon Corp.
 

Samaniego, Carlos , 29
New York, N.Y.
Cantor Fitzgerald
 

Sam-Dinnoo, Rena , 28
New York, N.Y.
Accounting Division, Marsh & McLennan Cos. Inc.
 

Samuel, James Kenneth Jr., 29
Hoboken, N.J.
Commodities Trader, Carr Futures
 

San Phillip, Michael V. , 55
Ridgewood, N.J.
Sandler O'Neill & Partners
 

Sanay-Perafiel, Hugo , 41
New York, N.Y.
Euro Brokers Inc.
 

Sanchez, Alva J. , 41
Hempstead, N.Y.
Marsh & McLennan Cos. Inc.
 

Sanchez, Jacquelyn P. , 23
New York, N.Y.
Compliance Assistant, Cantor Fitzgerald
 

Sand, Eric , 36
Westchester, N.Y.
Stock Trader, Cantor Fitzgerald
 

Sanders, Stacey Leigh , 25
New York, N.Y.
Marsh & McLennan Cos. Inc.
 

Sandler, Herman , 57
New York, N.Y.
Chief Executive, Sandler O'Neill & Partners
 

Sands, James Jr., 39
Bricktown, N.J.
Cantor Fitzgerald
 

SanPio Resta, Sylvia , 27
New York, N.Y.
Trader, Carr Futures
 

Santiago, Ayleen J. , 40
New York, N.Y.
Blue Cross Blue Shield
 

Santillan, Maria Theresa , 27
Morris Plains, N.J.
Cantor Fitzgerald
 

Santo, Susan G. , 24
New York, N.Y.
Marsh & McLennan Cos. Inc.

Santoro, Mario , 27
New York, N.Y.
Emergency Medical Technician, New York Presbyterian Hospital

Santos, Rafael Humberto , 42
New York, N.Y.
Cantor Fitzgerald
 

Santos, Rufino Condrado F. III, 37
New York, N.Y.
Guy Carpenter
 

Santos Anaya, Jorge Octavio
Aguascalientes, Mexico
 

Sarkar, Kalyan K. , 53
Westwood, N.J.
Port Authority of New York and New Jersey
 

Sarker, Chapelle
Marsh & McLennan Cos. Inc.
 

Sarle, Paul F. , 38
Babylon, N.Y.
Cantor Fitzgerald
 

Sattaluri, Deepika K. , 33
Edison, N.J.
Consultant, Marsh & McLennan Cos. Inc.

Sauer, Susan , 48
Chicago, Ill.
Managing Director, Marsh Inc., Marsh & McLennan Cos. Inc.
 

Savas, Anthony , 72
New York, N.Y.
Construction Inspector, Port Authority of New York and New Jersey
 

Savinkin, Vladimir , 21
New York, N.Y.
Cantor Fitzgerald
 

Sayegh, Jackie , 34
Windows on the World
 

Sbarbaro, John , 45
New York, N.Y.
Cantor Fitzgerald
 

Scala, Dawn Elizabeth , 31
Millville, N.J.
 

Scandole, Robert L. Jr., 36
Pelham Manor, N.Y.
Vice President, Cantor Fitzgerald
 

Scarpitta, Michelle , 26
New York, N.Y.
Euro Brokers Inc.

Schertzer, Scott M. , 28
Edison, N.J.
Cantor Fitzgerald

Schielke, Sean , 27
New York, N.Y.
Trader, Cantor Fitzgerald

Schlag, Steven Francis , 41
Franklin Lakes, N.J.
Cantor Fitzgerald
 

Schlissel, Jon S. , 51
Jersey City, N.J.
New York State Department of Taxation and Finance
 

Schneider, Ian , 45
Short Hills, N.J.
Senior Managing Director, Cantor Fitzgerald

Schorpp, Marisa Di Nardo , 38
White Plains, N.Y.
Commodities Broker, Cantor Fitzgerald
 

Schott, Frank G. , 39
Massapequa, N.Y.
Marsh & McLennan Cos. Inc.

Schreier, Jeffrey , 48
Mailroom Clerk and Messenger, Cantor Fitzgerald
 

Schroeder, John T. , 31
Hoboken, N.J.
Fred Alger Management
 

Schuler, Susan Kennedy , 55
Allentown, N.J.
Securities Operations Consultant, Singer Frumento LLP
 

Schunk, Edward W. , 54
Baldwin, N.Y.
Bond Broker, Cantor Fitzgerald
 

Schurmeier, Mark , 44
McLean, Va.
Director of Strategic Engineering, Federal Home Loan Mortgage Corp.
 

Schwartz, Clarin Shellie , 51
New York, N.Y.
Aon Corp.
 

Schwartz, John , 49
Goshen, Conn.
Cantor Fitzgerald
 

Schwartz, Mark , 50
West Hempstead, N.Y.
 

Scibetta, Adriane Victoria , 31
New York, N.Y.
Accountant, Cantor Fitzgerald
 

Scorca, Raphael , 61
Beachwood, N.J.
Marsh & McLennan Cos. Inc.
 

Scott, Randolph , 48
Stamford, Conn.
Broker, Euro Brokers Inc.
 

Scudder, Christopher J. , 34
Monsey, N.Y.
 

Scullin, Arthur
New York, N.Y.
Senior Vice President and Director of Taxes, Marsh Inc.
 

Seaman, Michael , 41
Manhasset, N.Y.
Senior Vice President, Cantor Fitzgerald
 

Seeliger, Margaret , 34
New York, N.Y.
Director of Underwriting, Combined Insurance, Aon Corp.
 

Sekzer, Jason , 31
New York, N.Y.
Cantor Fitzgerald
 

Sellitto, Matthew Carmen , 23
Morristown, N.J.
Cantor Fitzgerald
 

Selwyn, Howard , 47
Hewlett, N.Y.
Vice President, Euro Brokers Inc.
 

Senko, Larry , 34
Lower Makefield Township, Pa.
Director of Recruiting, Alliance Consulting
 

Serrano, Frankie , 23
Elizabeth, N.J.
 

Sesinova, Alena , 57
New York, N.Y.
Information Technology, Marsh Inc.
 

Sessa, Adele , 36
New York, N.Y.
Sales Associate, Cantor Fitzgerald
 

Sewnarine, Situ , 37
New York, N.Y.
Fiduciary Trust International
 

Seymour-Dietrich, Karen , 40
Millington, N.J.
Technology Specialist, Garban Intercapital
 

Sezna, Davis (Deeg) Jr., 22
New York, N.Y.
Sandler O'Neill & Partners
 

Sgroi, Thomas J. , 45
New York, N.Y.
Marsh & McLennan Cos. Inc.
 

Shah, Jayesh , 38
Edgewater, N.J.
Cantor Fitzgerald

Shahid, Khalid M. , 35
Union, N.J.
Systems Administrator, eSpeed, Cantor Fitzgerald
 

Shajahan, Mohammed , 41
Spring Valley, N.Y.
Computer Administrator, Marsh & McLennan Cos. Inc.
 

Shamay, Gary , 23
New York, N.Y.
Cantor Fitzgerald
 

Shanahan, Earl Richard , 50
New York, N.Y.
 

Shankar, Shiv
New York, N.Y.
 

Shatzoff, Kathryn Anne , 37
New York, N.Y.
Consultant's Assistant, Marsh & McLennan Cos. Inc.
 

Shaw, Jeffrey J. , 42
Levittown, N.Y.
Electrician, Forest Electric
 

Shaw, Barbara A. , 57
Morris Township, N.J.
 

Shay, Robert J. Jr., 27
New York, N.Y.
Bond Broker, Cantor Fitzgerald
 

Shea, Joseph Patrick , 47
Pelham, N.Y.
Senior Executive, Cantor Fitzgerald
 

Shea, Daniel James , 37
Pelham Manor, N.Y.
Managing Director and Partner, Cantor Fitzgerald
 

Sheehan, Linda , 40
New York, N.Y.
Vice President, Sandler O'Neill & Partners
 

Shefi, Hagay , 34
Tenafly, N.J.
Founder, GoldTier Technologies
 

Shefield, Terrance H. , 34
Newark, N.J.
 

Sherry, John A.
Euro Brokers Inc.
 

Shiratori, Atsushi , 36
New York, N.Y.
Dollar/Yen Options Trader, Cantor Fitzgerald
 

Shubert, Thomas , 43
New York, N.Y.
International Trader, Cantor Fitzgerald
 

Shulman, Mark , 44
Old Bridge, N.J.
Fire Prevention and Risk Consultant, Marsh & McLennan Cos. Inc.
 

Shum, See-Wong , 44
Westfield, N.J.
New York State Department of Transportation
 

Shwartzstein, Allan , 37
Chappaqua, N.Y.
Cantor Fitzgerald
 

Sierra, Carmen , 46
Orange, N.J.
 

Sigmund, Johanna , 25
Syndmoor, Pa.
Fred Alger Management
 

Signer, Dianne T. , 32
New York, N.Y.
Fred Alger Management

Silver, David , 35
New Rochelle, N.Y.
Vice President for eSpeed, Cantor Fitzgerald

Silverstein, Craig A. , 41
Wyckoff, N.J.
Sandler O'Neill & Partners
 

Simjee, Nasima H. , 38
New York, N.Y.
 

Simmons, Bruce Edward , 41
Ridgewood, N.J.
Partner, Sandler O'Neill & Partners
 

Simon, Michael John , 40
Harrington Park, N.J.
Energy Broker, Cantor Fitzgerald
 

Simon, Paul Joseph , 54
New York, N.Y.
Computer Consultant, Marsh & McLennan Cos.
 

Simon, Kenneth Alan , 34
Secaucus, N.J.
Cantor Fitzgerald
 

Simon, Arthur , 57
Thiells, N.Y.
Fred Alger Management
 

Simone, Marianne , 62
New York, N.Y.
Communications Specialist, Cantor Fitzgerald
 

Simowitz, Barry , 64
New York, N.Y.
New York State Department of Taxation and Finance
 

Simpson, Jeff , 38
Lake Ridge, Va.
 

Sims, George V. , 46
Newark, N.J.
 

Singh, Khamladai K. (Khami) , 25
New York, N.Y.
Assistant Banquet Manager, Windows on the World
 

Singh, Roshan R. (Sean) , 21
New York, N.Y.
Equipment Technician, Windows on the World
 

Sinton, Thomas III, 44
Croton-on-Hudson, N.Y.
Senior Vice President, Cantor Fitzgerald
 

Siracuse, Peter A. , 29
New York, N.Y.
Bond Broker, Cantor Fitzgerald
 

Siskopoulos, Muriel F. , 60
New York, N.Y.
Secretary, Keefe, Bruyette & Woods
 

Sisolak, Joseph M. , 35
New York, N.Y.
Senior Vice President, Marsh & McLennan Cos. Inc.
 

Skala, John P. , 31
Clifton, N.J.
Police Officer, Port Authority of New York and New Jersey
 

Skidmore, Francis J. Jr., 58
Mendham, N.J.
Euro Brokers Inc.
 

Skinner, Toyena C. , 27
Kingston, N.J.
 

Skrzypek, Paul , 37
New York, N.Y.
Cantor Fitzgerald
 

Slattery, Christopher Paul , 31
New York, N.Y.
Cantor Fitzgerald
 

Slavin, Vincent R. , 41
Belle Harbor, N.Y.
Cantor Fitzgerald
 

Sliwak, Robert , 42
Wantagh, N.Y.
Bond Trader, Cantor Fitzgerald
 

Sloan, Paul K. , 26
New York, N.Y.
Research Department, Keefe, Bruyette & Woods

Small, Wendy L. , 26
New York, N.Y.
Cantor Fitzgerald
 

Smith, James G. , 43
Garden City, N.Y.
Trader, Cantor Fitzgerald
 

Smith, Moira , 38
New York, N.Y.
Police Officer, 13th precinct, New York Police Department
 

Smith, Sandra Fajardo , 37
Brazil
Accountant, Marsh & McLennan Cos. Inc.
 

Smith, Rosemary A. , 61
New York, N.Y.
Receptionist, Sidley Austin Brown & Wood

Smith, Karl Trumbull , 44
Little Silver, N.J.
Municipal Bond Broker, Cantor Fitzgerald
 

Smith, Jeffrey Randall , 36
New York, N.Y.
Equity Research Analyst, Sandler O'Neill & Partners
 

Smith, George Eric , 38
Senior Business Analyst
SunGard Asset Management Systems/Global Plus
 

Smith, Daniel Laurence , 47
Northport, N.Y.
Euro Brokers Inc.
 

Smith, Catherine T. , 44
West Haverstraw, N.Y.
Division Vice President, Marsh & McLennan Cos. Inc.

Smith, Joyce , 55
New York, N.Y.
Food Service Handler, Forte Food Service
 

Smithwick, Bonnie S. , 54
Quogue, N.Y.
Fred Alger Management
 

Snell, Rochelle
Mount Vernon, N.Y.
 

Snyder, Leonard J. Jr., 35
Cranford, N.J.
Vice President of Special Risks, Aon Corp.
 

Sohan, Astrid Elizabeth , 32
Freehold, N.J.
Manager, Marsh Inc.
 

Solanki, Sushil , 35
New York, N.Y.
Computer Operator, Cantor Fitzgerald
 

Solares, Ruben
Cantor Fitzgerald
 

Solomon, Naomi , 52
New York, N.Y.
Vice President of Business Development, Callixa
 

Song, Daniel W. , 34
New York, N.Y.
Bond Broker, Cantor Fitzgerald
 

Sorresse, Michael C. , 34
Morris Plains, N.J.Vice President, Marsh Inc.
 

Soto, Fabian , 31
Harrison, N.J.
Janitorial, Window Cleaner, ABM Industries
 

Soulas, Timothy P. , 35
Basking Ridge, N.J.
Broker, Cantor Fitzgerald
 

Spagnoletti, Gregory T. , 32
New York, N.Y.
Keefe, Bruyette & Woods
 

Spampinato, Donald
Manhasset, N.Y.
Cantor Fitzgerald
 

Sparacio, Thomas , 35
West Brighton, N.Y.
Currency Trader, Euro Brokers Inc.
 

Spataro, John Anthony , 32
Mineola, N.Y.
Marsh & McLennan Cos. Inc.

Spence, Maynard S. Jr., 42
Douglasville, Ga.
Marsh & McLennan Cos. Inc.
 

Spencer, George E. III, 50
West Norwalk, Conn.
Euro Brokers Inc.
 

Spencer, Robert Andrew , 35
Red Bank, N.J.
Foreign Exchange Broker, Cantor Fitzgerald
 

Sperando, Mary Rubina , 39
New York, N.Y.
 

Spinelli, Frank J. , 44
Short Hills, N.J.
Foreign Exchange Broker, Cantor Fitzgerald
 

Spitz, William E. , 49
Oceanside, N.Y.
Cantor Fitzgerald

Sprockamp, Klaus , 42
Germany
Chief Financial Officer, LION Bioscience AG
 

Srinuan, Saranya , 23
New York, N.Y.
Bond Trader, Cantor Fitzgerald
 

St. Rose, Fitzroy , 40
New York, N.Y.
Computer Technician, General Telecom
 

Stabile, Michael F. , 50
New York, N.Y.
Currency Broker, Euro Brokers Inc.

Stadelberger, Richard James , 55
Middletown, N.J.

Stahlman, Eric A. , 43
Holmdel Township, N.J.
Money Trader, Cantor Fitzgerald

Stan, Corina , 31
Cantor Fitzgerald
 

Stanley, Mary D. , 53
New York, N.Y.
Vice President and Technical Analyst, Marsh & McLennan Cos. Inc.
 

Stanton, Patricia
 

Stanton, Joyce
 

Starita, Anthony M. , 35
Westfield, N.J.
Limited Partner, Cantor Fitzgerald

Statkevicus, Derek James , 30
Norwalk, Conn.,
Research Department, Keefe, Bruyette & Woods
 

Staub, Craig William , 30
Basking Ridge, N.J.
Keefe, Bruyette & Woods
 

Steckman, William , 34
West Hempstead, N.Y.
Engineer, WNBC-TV
 

Steen, Eric T. , 32
New York, N.Y.
Bond Trader, Euro Brokers Inc.
 

Steiner, William R. , 56
Solebury Township, Pa.
Consultant at Marsh & McLennan Cos. Inc.
 

Steinman, Alexander Robbins , 32
Hoboken, N.J.
Trader, Cantor Fitzgerald
 

Stergiopoulos, Andrew , 23
New York, N.Y.
Cantor Fitzgerald
 

Stern, Andrew , 45
Bellmore, N.Y.
Broker, Cantor Fitzgerald
 

Stevens, Martha
Aon Corp.
 

Stewart, Michael J. , 42
New York, N.Y.
Carr Futures
 

Stewart, Richard H. Jr., 35
New York, N.Y.
Corporate Bond Trader, Cantor Fitzgerald
 

Stone, Lonny J. , 43
Bellmore, N.Y.
Carr Futures
 

Storey, Jimmy Nevill , 58
Katy, Texas
Senior Vice President in Houston office, Marsh & McLennan Cos. Inc.
 

Stout, Timothy , 42
Dobbs Ferry, N.Y.
Quality Assurance Specialist, Cantor Fitzgerald
 

Strada, Thomas S. , 41
Chatham, N.J.
Cantor Fitzgerald
 

Straine, James J. Jr., 36
Oceanport, N.J.
Fixed- Income Investment Salesman, Cantor Fitzgerald
 

Straub, Edward W. , 48
Morris Township, N.J.
President of Compensation Consulting, Aon Corp.
 

Strauch, George L. , 53
Avon-by-the-Sea, N.J.
Aon Corp.
 

Strauss, Edward T. , 44
Edison, N.J.
Chief of World Trade Center Operations
Port Authority of New York and New Jersey
 

Strauss, Steven R. , 51
Fresh Meadows, N.Y.
 

Strobert, Steven F. , 33
Ridgewood, N.J.
Trader, Cantor Fitzgerald
 

Stuart, Walwyn W. , 28
Valley Stream, N.Y.
Police Officer, Port Authority of New York and New Jersey
 

Suarez, David S. , 24
Princeton, N.J.
Systems Consultant, Deloitte Consulting
 

Suarez, Ramon , 45
Rodgewood, N.Y.
Police Officer, transit district 4, New York Police Department

Sugiyama, Yoichi , 34
Fort Lee, N.J.
Manager, Fuji Bank
 

Sugra, William Christopher , 30
New York, N.Y.
Network Administrator for eSpeed, Cantor Fitzgerald

Sullins, David M. , 31
Glendale, N.Y.
Paramedic, Cabrini Hospital

Sullivan, Patrick , 32
New York, N.Y.
Cantor Fitzgerald
 

Sullivan, Thomas , 38
Kearney, N.J.
 

Sumaya, Larry , 42
New York, N.Y.
Technology Manager, Marsh & McLennan Cos. Inc.
 

Suozzo, James Joseph , 47
Hauppauge, N.Y.
Cantor Fitzgerald
 

Supinski, Colleen , 27
New York, N.Y.
Assets Trader, Sandler O'Neill & Partners
 

Sutcliffe, Robert , 39
Huntington, N.Y.
 

Sutter, Selina , 58
Chatham, N.J.
First Liberty Investment Group
 

Sutton, Claudia Suzette , 34
New York, N.Y.
Cantor Fitzgerald
 

Swaine, John F. , 36
Larchmont, N.Y.
Trader, Cantor Fitzgerald
 

Swearson, Kristine , 34
New York, N.Y.
Web Designer for eSpeed, Cantor Fitzgerald

Swensen, Kenneth J. , 40
Chatham, N.J.
Cantor Fitzgerald
 

Swift, Thomas F. , 30
Jersey City, N.J.
 

Sword, Derek O. , 29
New York, N.Y.
Equities Sales Analyst, Keefe, Bruyette & Woods
 

Szocik, Kevin T. , 27
Garden City, N.Y.
Equity Research Analyst, Keefe, Bruyette & Woods
 

Sztejnberg, Gina , 52
Ridgewood, N.J.