Haberman, Andrea Lyn , 25
Chicago, Ill.
Carr Futures
 

Habib, Barbara M. , 49
New York, N.Y.
Vice President, Marsh & McLennan Cos. Inc.
 

Haentzler, Philip , 49
New York, N.Y.
              Legal Administrative Officer, Kidder Peabody-Paine Webber
 

Hafiz, Nizam A. , 32
New York, N.Y.
Computer Analyst, Marsh & McLennan Cos. Inc.
 

Hagerty, Karen , 34
New York, N.Y.
Senior Vice President, Aon Corp.
 

Hagis, Steven , 31
New York, N.Y.
Vice President, Cantor Fitzgerald
 

Hague, Mary Lou , 26
New York, N.Y.
Financial Analyst, Keefe, Bruyette & Woods

Hale, Maile Rachel , 26
Cambridge, Mass.
Vice President of Operations, Boston Investor Services
 

Hall, Richard , 49
Purchase, N.Y.
Aon Corp.
 

Hall, Vaswald , 50
St. Albans, N.Y.
 

Halligan, Robert John , 59
Basking Ridge, N.J.
Reinsurance Broker, Aon Corp.

Halvorson, James D. , 56
Greenwich, Conn.
Marsh & McLennan Cos. Inc.
 

Hamilton, Felicia , 62
New York, N.Y.

Han, Frederic Kim , 45
Marlboro, N.J.
Senior Vice President, Cantor Fitzgerald
 

Hanley, Christopher , 34
New York, N.Y.

Hanna, Valerie Joan , 57
Freeville, N.Y.
Senior Vice President, Marsh & McLennan Cos. Inc.

Hannaford, Kevin James , 32
Basking Ridge, N.J.
Commodities Broker, Cantor Fitzgerald
 

Hannan, Michael L. , 34
Lynbrook, N.Y.
Marsh & McLennan Cos. Inc.

Haramis, Vassilios G. , 56
New York, N.Y.
Mechanical Engineer, Washington Group International
 

Haran, James A. , 41
Malverne, N.Y.
Cantor Fitzgerald
 

Hardy, Jeffrey P. , 46
New York, N.Y.
Executive Chef, Forte Food Service
 

Hargrave, Timothy John , 38
Readington, N.J.
Vice President, Cantor Fitzgerald

Haros, Frances , 76
New York, N.Y.
Keefe, Bruyette & Woods

Harris, Stewart D. , 52
Marlboro, N.J.
Chief Credit Officer, Cantor Fitzgerald

Hart, John , 38
Danville, Calif.
Director of Global Operations, Franklin Templeton Investments
 

Hartz, John Clinton , 64
Basking Ridge, N.J.
Senior Vice President, Fiduciary Trust International
 

Harvey, Emeric J. , 56
Montclair, N.J.
President, Harvey Young Yurman Inc.

Hasson, Joseph John III, 34
New York, N.Y.
Cantor Fitzgerald

Hatton, Leonard William Jr., 45
Ridgefield Park, N.J.
Special Agent, Federal Bureau of Investigation

Haviland, Timothy Aaron , 41
Oceanside, N.Y.
Software Developer/Computer Programmer, Marsh & McLennan Cos. Inc.

Havlish, Donald G. Jr., 53
Yardley, Pa.
Senior Vice President, Aon Corp.
 

Hawkins, Anthony , 30
New York, N.Y.
Maintenance Worker, Cantor Fitzgerald
 

Hayes, Philip , 67
Northport, N.Y.
Fire Safety Director, OCS Security
 

Haynes, William Ward , 35
Rye, N.Y.
Derivatives Broker, Cantor Fitzgerald
 

Hazelcorn, Scott , 29
Hoboken, N.J.
Bond Trader, Cantor Fitzgerald

Heber, Roberta Bernstein , 60
New York, N.Y.
Systems Analyst, Marsh & McLennan Cos. Inc.
 

Heeran, Charles Francis Xavier , 23
Belle Harbor, N.Y.
Cantor Fitzgerald

Heller, Howard Joseph Jr., 37
Ridgefield, Conn.
Managed Funds Expert, Carr Futures
 

Heltibridle, JoAnn L. , 46
Springfield, N.J.
Senior Vice President, Marsh & McLennan Cos. Inc.
 

Hemschoot, Mark F. , 45
Red Bank, N.J.
Senior Vice President, Aon Corp.

Hendricks, Janet
Aon Corp.
 

Hennessey, Brian , 35
Ringoes, N.J.Cantor Fitzgerald
 

Henrique, Michelle M. , 27
New York, N.Y.
Administrative Assistant, Fiduciary Trust International

Henwood, John , 35
New York, N.Y.
Cantor Fitzgerald

Hepburn, Robert , 39
Union, N.J.
Office Service Manager, Marsh & McLennan Cos. Inc.
 

Herencia, Mary (Molly) , 47
New York, N.Y.
insurance broker, Aon Corp.
 

Herkness, Lindsay Coates III, 58
New York, N.Y.
Senior Vice President, Morgan Stanley
 

Hernandez, Anabel , 41
Chase Manhattan Bank
 

Hernandez, Claribel , 31
New York, N.Y.
administrative assistant, Sybase
 

Hernandez, Eduardo , 40
Chase Manhattan Bank
 

Hernandez, Norberto , 42
New York, N.Y.
Pastry Sous Chef, Windows on the World
 

Hernandez, Raul , 51
New York, N.Y.
Maintenance Supervisor, Cantor Fitzgerald
 

Herold, Gary , 44
Farmingdale, N.Y.
Risk Management Insurance, Aon Corp.
 

Hersch, Jeffrey A. , 53
New York, N.Y.
Cantor Fitzgerald

Hidalgo-Tejada, Ysidro
Dominican Republic
Windows on the World

Higley, Robert D. II, 29
New Fairfield, Conn.
Client Services, Aon Corp.

Hill, Todd Russell , 34
Boston, Mass.
 

Hinds, Clara Victorine , 52
New York, N.Y.
Seamstress, Windows on the World
 

Hinds, Neal , 28
Bank of New York
 

Hindy, Mark D. , 28
New York, N.Y.
Cantor Fitzgerald

Ho, Heather Malia , 32
New York, N.Y.
Executive Pastry Chef, Windows on the World
 

Hobbs, Thomas A. , 41
Baldwin, N.Y.
Cantor Fitzgerald
 

Hobbs, Tara Yvette , 31
New York, N.Y.
Employee in Insurance Division, Aon Corp.
 

Hobin, James L. , 47
Marlborough, Conn.
Marsh & McLennan Cos. Inc.
 

Hobson, Robert Wayne III, 36
New Providence, N.J.
Broker, Cantor Fitzgerald
 

Hodges, DaJuan , 29
New York, N.Y.
Marsh & McLennan Cos. Inc.
 

Hoerner, Ronald , 58
Massapequa Park, N.Y.
Security Manager, Summit Security Services
 

Hoey, Patrick Aloysius , 53
Middletown, N.J.
Executive Manager of Tunnels, Bridges and Terminals
Port Authority of New York and New Jersey
 

Hoffman, Marcia , 52
New York, N.Y.
Cantor Fitzgerald
 

Hoffman, Michele L. , 27
Freehold, N.J.
Cantor Fitzgerald
 

Hoffman, Joseph , 43
 

Hoffman, Frederick J. , 53
N.J.
Cantor Fitzgerald
 

Hoffman, Stephen G. , 36
Long Beach, N.Y.
Bond Broker, Cantor Fitzgerald
 

Hofmiller, Judith Florence , 53
Brookfield, Conn.
Senior Software Consultant, Marsh & McLennan Cos. Inc.
 

Hohlweck, Thomas Warren Jr., 57
Harrison, N.Y.
Senior Vice President, Aon Corp.

Holland, Joseph Francis III, 32
Glen Rock, N.J.
Broker, Carr Futures
 

Holland, John , 30
Windows on the World
 

Holmes, Elizabeth , 42
New York, N.Y.
Communications, Euro Brokers Inc.

Hoorn, Bradley , 22
Richland, Mich.
Fred Alger Management
 

Hopper, James
Farmingdale, N.Y.
Cantor Fitzgerald
 

Hord, Montgomery McCullough , 46
Pelham, N.Y.
Vice President, Cantor Fitzgerald
 

Horn, Michael
Cantor Fitzgerald
 

Horning, Matthew D. , 26
Hoboken, N.J.
Marsh & McLennan Cos. Inc.
 

Horohoe, Robert L. Jr., 31
New York, N.Y.
Cantor Fitzgerald
 

Horwitz, Aaron , 24
New York, N.Y.
Cantor Fitzgerald
 

Houscal, Malverse
N.J.
 

Houston, Charles J. , 42
New York, N.Y.Euro Brokers Inc.
 

Houston, Uhuru G. , 32
Englewood, N.J.
Police Officer, Port Authority of New York and New Jersey
 

Howard, George , 45
Hicksville, N.Y.
Police Officer, Port Authority of New York and New Jersey
 

Howell, Steven L. , 36
New York, N.Y.
Desktop Support Manager, Marsh & McLennan Cos. Inc.
 

Howell, Michael C. , 60
New York, N.Y.
Information Services Manager, Fred Alger Management
 

Howley, Jennifer L. , 34
New Hyde Park, N.Y.
Aon Corp.
 

Hromada, Milagros , 35
New York, N.Y.
Aon Corp.
 

Hrycak, Marian , 56
New York, N.Y.
New York State Department of Taxation and Finance
 

Huczko, Steve , 44
Bethlehem, N.J.
Police Officer, Port Authority of New York and New Jersey
 

Hughes, Kris R. , 30
Nesconset, N.Y.
Securities Trader, Keefe, Bruyette & Woods
 

Hughes, Melissa Harrington , 31
San Francisco, Calif.
Director of Business Development, Slam Dunk Networks
 

Hughes, Paul R. , 38
Stamford, Conn.
Data Systems Manager, Marsh USA
 

Hughes, Thomas F. , 46
Spring Lake Heights, N.J.
Owner, Colonial Art Decorators
 

Hughes, Timothy Robert , 43
Madison, N.J.
Cantor Fitzgerald
 

Huie, Susan , 43
Fair Lawn, N.J.
Compaq
 

Hulse, Mychal Lamar , 30
New York, N.Y.
 

Hunt, William C. , 32
Norwalk, Conn.
Bond Trader, Euro Brokers Inc.
 

Hunt, Kathleen (Casey) , 43
Middletown, N.J.
Employee on Equity Trading Desk, Sandler O'Neill & Partners

Hussa, Robert , 51
Roslyn, N.Y.Senior Vice President, Carr Futures